Yes, our health insurance plans include coverage for mental health care, such as counseling and therapy sessions. The specific costs, like copays or coinsurance, will depend on the plan you choose.

The network of healthcare providers available through our plans varies by location and plan type. You can easily find providers by using our website's search tool or contacting our support team for assistance.

In general, you can only switch plans during the open enrollment period. However, if you experience a qualifying life event—such as getting married, having a baby, or losing coverage—you may be eligible for a special enrollment period to update your plan.

If you miss the open enrollment period, you may still qualify for a special enrollment period if you’ve experienced a significant life event, such as moving, losing existing coverage, or changes in your household. If not, you’ll need to wait until the next open enrollment period to apply.